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Alpian App

Alpian

App rating
4.7
Alpian logo
English

Pricing and conditions

Experience fair and transparent fees designed to accelerate your financial growth.

Banking fees

First 6 months
Free of charge
Account balance over CHF 50,000
Free of charge
Account balance CHF 10,001 to CHF 50,000
CHF 7.5 per month
Account balance under CHF 10,000
CHF 15 per month
PULSE - For adults under 26
Investor's advantage
Free bank account

"Account balance" refers to the CHF equivalent of the total amount held across your accounts in CHF, EUR, USD, and GBP. Fees are billed on the first of each quarter

Investment fee

Mandate fee
0.75% per year
Minimum deposit for the advisory mandate "Guided by Alpian"
CHF 10,000
Minimum deposit for the discretionary mandate "Managed by Alpian"
CHF 30,000
Investor's advantage
Free bank account

Everyday banking

Banking relationship
Account opening and closing
Free of charge
Debit card
ATM withdrawal – CHF within Switzerland
CHF 2
ATM withdrawal - EUR, USD, GBP within Switzerland
EUR 5, USD 5, GBP 5
ATM withdrawal outside Switzerland
2.5% of the transaction amount
Transaction in CHF, EUR, USD, GBP
Free of charge
Transactions in any other eligible currency
Visa exchange rate
Incoming transfer
CHF, EUR, USD, GBP
Free of charge
Outgoing transfer
CHF, USD, GBP within the currency zone
Free of charge
CHF, USD, GBP outside the currency zone
7
EUR (SEPA or other) Eurozone + Switzerland
Free of charge
EUR (SEPA or other) outside Eurozone or Switzerland
7
AUD, DKK, NOK, PLN, SEK, CAD, CZK, HRK, HUF, RON, SGD within the currency zone
2
AUD, DKK, NOK, PLN, SEK, CAD, CZK, HRK, HUF, RON, SGD outside the currency zone
7
Other eligible currencies
7
Currency exchange
FX markup weekdays
0.2%
FX markup weekends
0.5%
Interest rates on CHF deposits
CHF 0 to CHF 100,000
1%
CHF 100,001 to CHF 1,000,000
1.25%
CHF 1,000,001 and above
Customised rates. Contact us for more information.

Investment

Investment mandates
"Managed by Alpian" fee
0.75% per year
"Managed by Alpian" minimum investment
CHF 30,000
"Guided by Alpian" fee
0.75% per year
"Guided by Alpian" minimum investment
CHF 10,000
Other costs & services
Custody fee
Free of charge
Transaction fees
Free of charge
Deposits/Withdrawals
Free of charge
Closure of a mandate
Free of charge
Unlimited Wealth manager consultations
Free of charge
Swiss stamp tax duty
0.075% / 0.15% of the transaction value
Market costs
The trading of securities entails market costs due to the difference between the asking price and the bid price (bid-ask spread) and due to exchanges of currencies (FX mark-up).
Product costs (TER)
Investment management fees are deducted by the ETF or fund companies Alpian is working with. The TER depends on the securities selected in our mandates and may be found in the app.
Download our brochure for more information.

You can begin right now

Download Alpian, open your account in under 10 minutes, and enjoy a free 6-month trial.

Frequently asked questions

What is the minimum amount required to open an account at Alpian?

There is no minimum amount required to open an account. However, an initial transaction is necessary to activate the account.

Do you need a bank account to invest?

Yes. Alpian integrates everyday banking with investment services in one app. Once you open an account, it serves as a hub for both your banking and investing needs, simplifying your financial management.

What is included in the "Managed by Alpian" fee?

The "Managed by Alpian" investment mandate involves crafting a personalised investment strategy aligned with your specific goals and needs, executed and managed day-to-day by a seasoned team of experts. You'll also receive regular updates to keep you informed about market-related portfolio changes, with the added convenience of direct contact with our wealth advisors via in-app video consultations.

What is included in the "Guided by Alpian" fee?

The "Guided by Alpian" investment mandate involves crafting a personalised investment strategy aligned with your specific goals and needs, which you execute. Our experts provide consistent advice and recommendations anchored in your strategy and in response to market developments. Just like with "Managed by Alpian," you can access wealth advisors through in-app video consultations.

Are my investments safe and private?

As a bank regulated by FINMA, Alpian offers a range of protections and safeguards inherent to Swiss banks. Ensuring the security and privacy of your wealth and personal information is our highest priority.

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