Superior everyday banking
Open your free digital bank account in 10 minutes and unlock all you need for daily banking, engineered to amplify your wealth.
Multi-currency bank account
Hold the 4 most used currencies under the same bank account and IBAN: CHF, EUR, USD and GBP. Perfect for those who travel frequently and expats to hold, transfer, pay, save, and receive money without having to pay commissions or high exchange rates.
Exchange currencies and save 7 times more
Please note that currency exchange rates on our website are updated periodically and may not reflect real-time values. For up-to-the-minute rates, refer to our mobile app, where updates occur in real-time. The information provided is for reference only and not intended for trading decisions. Exchange rates may vary, and we cannot guarantee their accuracy at any given time due to potential delays and market changes. By accessing our services, you acknowledge the possibility of discrepancies between displayed and actual transaction rates. We advise users to verify current rates independently before any currency exchange activities. This notice is in accordance with Swiss regulations to ensure user awareness and transparency.
Interested in growing your savings?
Up to 1% in CHF
Earn 0.75% annual interest on deposits up to CHF 100,000, and 1% for amounts over CHF 100,001 and below CHF 1,000,000. For balances over CHF 1,000,001, reach out for a custom rate.
1% in EUR and USD
Now get 1% annual interest on Euro deposits up to EUR 500,000 and US Dollar deposits up to USD 100,000. Grow your savings in multiple currencies!
Monthly payments
You don’t have to wait until the end of the year to see your gains. We credit interest every month, allowing your earnings to compound and grow faster.
Risk-free returns
Not investing right now? Keep your savings in our interest-bearing account for safe, positive growth.
Withdraw anytime
Access your money whenever you need it, with no fees or penalties. Enjoy more flexibility than with traditional savings accounts.
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The Alpian card, not made of plastic
Experience the blend of style and functionality with the Alpian Visa metal debit card, perfect for shopping online and in-store across 200 countries.
Smart in-app features
Multi-currency capabilities
Secure 3DS verification
Apple Pay
Google Pay
Open your account now
Download the Alpian app and open your account for free in under 10 minutes.
Frequently asked questions
How do I open an account with Alpian?
To open an account with Alpian, simply download our iOS or Android app and follow the onboarding process. You'll need to provide some personal information and complete a quick verification process to get started.
Only Swiss residents are eligible to open an account with Alpian through their iOS or Android application. A valid passport or Swiss national ID are required to open your account. Original ID documents are required (ie: no photocopies).
To finalise the activation of your account, an initial deposit will need to be made from a bank account in your name.
How can we offer such low exchange rates?
High fees for paying and withdrawing money abroad can be frustrating. Alpian puts an end to exorbitant commissions and unfavourable rates by offering foreign exchange capabilities at one of the lowest fees in the Swiss market: 0.20%. This fee isn't about making a profit; it simply covers the exchange process. At Alpian, we're committed to transparency in pricing – we only charge you when a service demands our expert touch.
How can I set up Apple Pay?
Learn how to add your Alpian card to Apple Pay by following the instructions here.
How can I set up Google Pay?
Here's how to add your card to the Google Wallet:
Open the Google Wallet app.
Tap "Payment card" and then "New credit or debit card".
Enter your card details.
Scroll to the bottom, tap "Save" and "Continue".
Read the "Issuer Terms" and accept them.
That's it! Your Alpian card is now ready for you to use with your Android devices.
Can I use TWINT with an Alpian account?
Yes, the pre-paid version of TWINT can be funded through your Alpian account. Please follow the steps below to get started:
Download the prepaid TWINT & other banks application.
Complete the TWINT account opening process.
Once the TWINT account is open and verified, select the Payment option within the TWINT mobile application.
An email will be received from TWINT which includes a QR code with which to make the payment to fund the account.
Login to your Alpian account, navigate to the Cash page, and select Payments.
Select the QR payment option and scan the QR code sent by TWINT.
Once the payment is complete, the TWINT account will be funded and available for use.