Pricing
The app that gives you access to a free multi-currency bank account and affordable, simple investing solutions to start growing your wealth.
Bank account
Multi-currency bank account
Free
Virtual cards
Free
Investment solutions
Mandate fee
0.75% per year
"Guided by Alpian" starting amount
CHF 10,000
"Managed by Alpian" starting amount
CHF 30,000
"Managed by Alpian Essentials" starting amount
CHF 2,000
Banking
Banking relationship
Account opening and closing
Free
Debit card
Metal Visa debit card
CHF 60, upon request
ATM withdrawal – CHF within Switzerland
CHF 2
ATM withdrawal - EUR, USD, GBP within Switzerland
EUR 5, USD 5, GBP 5
ATM withdrawal outside Switzerland
2.5% of the transaction amount
Transaction in CHF, EUR, USD, GBP
Free
Transactions in any other eligible currency
Visa exchange rate
Incoming transfer
CHF, EUR, USD, GBP
Free
Outgoing transfer
CHF, USD, GBP within the currency zone
Free
CHF, USD, GBP outside the currency zone
7
EUR (SEPA or other) Eurozone + Switzerland
Free
EUR (SEPA or other) outside Eurozone or Switzerland
7
AUD DKK NOK PLN SEK CAD CZK HUF RON SGD within the currency zone
2
AUD DKK NOK PLN SEK CAD CZK HUF RON SGD outside the currency zone
7
Other eligible currencies
7
Currency exchange
FX markup weekdays
0.2%
FX markup weekends
0.5%
Interest rates on CHF deposits
In case of account balance below CHF 75,000
0.10%
In case of balance account between CHF 75,000 and CHF 125,000
0.275%
In case of account balance above CHF 125,000
0.50%
Interest rates on EUR deposits
EUR 0 to EUR 500,000
1%
Interest rates on USD deposits
USD 0 to USD 100,000
1%
Investment
Investment mandates
"Managed by Alpian" fee
0.75% per year
"Managed by Alpian" starting amount
CHF 30,000
"Managed by Alpian Essentials" fee
0.75% per year
"Managed by Alpian" starting amount
CHF 2,000
"Guided by Alpian" fee
0.75% per year
"Guided by Alpian" starting amount
CHF 10,000
Other costs & services
Custody service
Free
Transactions
Free
Deposits and withdrawals
Free
Closure of a mandate
Free
Unlimited Wealth Advisor consultations
Free
Swiss stamp tax duty
0.075% / 0.15% of the transaction value
Market costs
The trading of securities entails market costs due to the difference between the asking price and the bid price (bid-ask spread) and due to exchanges of currencies (FX mark-up).
Product costs (TER)
Investment management fees are deducted by the ETF or fund companies Alpian is working with. The TER depends on the securities selected in our mandates and may be found in the app.
You can begin right now
Download the Alpian app and open your account for free in under 10 minutes.
