Superior everyday banking
Open your free digital bank account in 10 minutes and unlock all you need for daily banking, engineered to amplify your wealth.
Multi-currency bank account
Hold the 4 most used currencies under the same bank account and IBAN: CHF, EUR, USD and GBP. Perfect for those who travel frequently and expats to hold, transfer, pay, save, and receive money without having to pay commissions or high exchange rates.
Exchange currencies and save 7 times more
Please note that currency exchange rates on our website are updated periodically and may not reflect real-time values. For up-to-the-minute rates, refer to our mobile app, where updates occur in real-time. The information provided is for reference only and not intended for trading decisions. Exchange rates may vary, and we cannot guarantee their accuracy at any given time due to potential delays and market changes. By accessing our services, you acknowledge the possibility of discrepancies between displayed and actual transaction rates. We advise users to verify current rates independently before any currency exchange activities. This notice is in accordance with Swiss regulations to ensure user awareness and transparency.
)
)
The Alpian card, not made of plastic
Experience the blend of style and functionality with the Alpian Visa metal debit card, perfect for shopping online and in-store across 200 countries.
Smart in-app features
Multi-currency capabilities
Secure 3DS verification
Apple Pay
Google Pay
Open your account now
Download the Alpian app and open your account for free in under 10 minutes.
Frequently asked questions
Does Alpian have a banking license?
Yes, Alpian is a fully regulated and licensed bank under the Swiss Financial Market Supervisory Authority (FINMA).
Alpian complies with Swiss banking regulations, which are among the strictest in the world. Alpian unifies everyday banking with accessible investment and private banking services in a hassle-free mobile app so that your financial life fits comfortably in the palm of your hand. The combination of human expertise and system intelligence is how we fulfil our promise: to always be at your side on your journey to wealth beyond money.
How do I open an account with Alpian?
To open an account with Alpian, begin by downloading the app, available for both iOS and Android devices. During the sign-up process, you will be asked to provide some personal information and complete a quick ID verification to ensure security and compliance.
Eligibility requirements: You must hold a valid Swiss residence permit and provide an original, valid passport or national ID. Please note that photocopies will not be accepted.
Activating your account: The final step to activate your account involves making a deposit that must come from a bank account registered in your name at a licensed bank located either in Switzerland or a FATF country.
Important: Because of FINMA regulations, deposits from neo-banks and financial platforms that do not hold a banking license such as Neon, PayPal, Revolut, Yuh, or Wise are not accepted.
How does the multi-currency account work?
Our multi-currency account allows you to hold the four most commonly used currencies—CHF, EUR, USD, and GBP—under a single IBAN. This feature enables you to hold, transfer, pay, save, and receive money in these currencies without the need for multiple bank accounts.
Funds are credited in the currency they are received in. For example, if you receive 100€, it will be credited and stored in euros. This is perfect for frequent travelers and expats, as it allows you to manage your finances without commissions or high exchange rates.
How can I set up Apple Pay?
Learn how to add your Alpian card to Apple Pay by following the instructions here.
How can I set up Google Pay?
Here's how to add your card to the Google Wallet:
Open the Google Wallet app.
Tap Payment card and then New credit or debit card.
Enter your card details.
Scroll to the bottom, tap Save and Continue.
Read the Issuer Terms and accept them.
That's it! Your Alpian card is now ready for you to use with your Android devices.
Can I use TWINT with an Alpian account?
Yes, the pre-paid version of TWINT can be funded through your Alpian account. Please follow the steps below to get started:
Download the prepaid TWINT & other banks application.
Complete the TWINT account opening process.
Once the TWINT account is open and verified, select the Payment option within the TWINT mobile application.
An email will be received from TWINT which includes a QR code with which to make the payment to fund the account.
Login to your Alpian account, navigate to the Cash page, and select Payments.
Select the QR payment option and scan the QR code sent by TWINT.
Once the payment is complete, the TWINT account will be funded and available for use.