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Up to 1% p.a. with our flexible savings account
Benefit from up to 1% p.a. total interest on your money for a limited time while keeping your savings fully accessible.
Earn up to 1% p.a. with Alpian’s savings account
Earn more as your balance grows
Earn 0.6% p.a.
Get 0.6% interest p.a., paid monthly, on your entire balance.
If balance above CHF 125,000
Instant access
Paid monthly
+0.4% p.a. bonus
Get a 0.4% p.a. bonus interest if your balance exceeds CHF 125,000.
Deposit a minimum of CHF 125,000 by February 28
Maintain this balance or higher until the end of the year
Review the conditions below for full details
The best conditions on the market
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Up to 1% p.a.
Earn an interest rate of up to 1% p.a. by combining a base rate with the booster. T&Cs apply.
Instant access
Your capital stays fully accessible, with no notice period or fees.
No limit
No maximum deposit limit; your money continues to grow without restrictions.
Boost your savings with an extra 0.4% p.a.
For a limited time, open a savings account with us and enjoy an additional 0.4% p.a. interest paid in full, on top of our standard 0.6% monthly interest rate.
How to earn your +0.4% p.a. bonus?
Keep your balance above CHF 125,000 on February 28, 2025.
Don't withdraw over CHF 10,000 from your February 28, 2025 balance, or the bonus will be canceled.
The bonus is paid in full on January 2, 2026.
Conditions and services
Base Interest Rates
Earn 0.275% p.a., paid monthly, on your entire balance up to CHF 125,000.
Earn 0.6% p.a., paid monthly, on your entire balance if above CHF 125,000.
Base interest rates are subject to change at Alpian’s discretion and may be adjusted based on changes by the Swiss National Bank.
Booster Bonus
If your balance exceeds CHF 125,000 on February 28, 2025, you’ll lock in a 0.4% p.a. bonus interest for the rest of the year (March to December 2025).
The bonus interest will be paid in full on January 2nd, 2026, provided you don’t withdraw more than CHF 10,000 from your balance as of February 28, 2025, before the end of the year.
The 0.4% p.a. booster applies only to your balance as of February 28, 2025. Deposits made after this date earn the base rate but do not qualify for the booster. These new deposits can be withdrawn without impacting the booster on the qualifying balance.
Availability
Your capital remains fully accessible at all times, with no notice period or fees.
However, if your balance exceeds CHF 125,000 on February 28, 2025, but you withdraw more than CHF 10,000 before the end of the year, the booster will be canceled—only the base rate will apply.
Interest Payment
The base interest is paid monthly on a prorated basis.
The booster interest, where applicable, will be paid in full on January 2nd, 2026.
Fees
No fees.
Start saving
Download the Alpian app and open your account for free in under 10 minutes.
Still have questions?
What happens if Alpian changes the base interest rate after I qualify for the booster?
The booster (0.4%) remains locked on your February 28, 2025 balance and will be paid on January 2, 2026, but the base interest rate is subject to change based on market conditions.
What happens if I transfer CHF 200,000 into my savings account on February 27, 2025? Will I qualify for the booster?
Yes, you will qualify as long as your balance remains above CHF 125,000 on February 28, 2025. The booster will be applied to your full CHF 200,000 deposit.
However, if you withdraw more than CHF 10,000 before January 2, 2026, the booster will be deactivated.
What if I close my savings account before January 2, 2026?
If you close your savings account before January 2, 2026, you forfeit the booster.
What happens if I withdraw exactly CHF 10,000?
You will still qualify for the booster, since the threshold is “more than CHF 10,000.” But if you withdraw CHF 10,001 or more, you lose the booster.
If my balance drops below CHF 125,000 at any time before February 28, 2025, do I still qualify?
Yes, as long as your balance reaches at least CHF 125,000 on February 28, 2025. However, if your balance is below 125’000 before February 28, 2025, you will not qualify for the booster and a lower base rate will apply.
What if I reach CHF 125,000 after February 28, 2025?
You will not qualify for the booster. The cut-off date is February 28, 2025.
Can I access my money anytime?
Yes, you can access your funds anytime without restrictions or fees. Only the booster is impacted if you withdraw over CHF 10'000.