Terms and Conditions for the Referral Program
Introduction
These Terms and Conditions ("Terms") govern participation in the Referral Program ("Program") organised by Alpian SA ("Alpian"). By participating in the Program, participants agree to these Terms.
Eligibility
The Program is open to existing Alpian clients who are in good standing, subject to compliance with all applicable Swiss laws and regulations.
General eligibility:
Applies only to referrals made on or after 15.04.2025.
Program period
The Program commences on 15.04.2025. Alpian reserves the right to terminate or modify the Program at its discretion, in line with applicable laws.
Referral mechanism
Participants can refer new clients to Alpian using a unique referral code. The referral reward, as detailed herein, depends on the referred individual opening an account with Alpian and fulfilling the conditions set forth in these Terms.
Rewards
For referrers:
100 CHF per referred individual who successfully completes all activation conditions:
Opens an Alpian account using the referral code.
Successfully completes identity verification.
Deposits at least 500 CHF within 30 days and maintains the balance continuously for at least 7 consecutive days.
Rewards are credited within 45 days after all conditions are fully met.
No reward will be credited if the referral code is not correctly used or if conditions are not met within the defined period.
For referred individuals:
75 CHF after successfully opening an Alpian account using a referral code, completing identity verification, depositing a minimum of 500 CHF, and maintaining this deposit continuously for at least 7 consecutive days.
An additional 75 CHF upon investing a minimum of 2'000 CHF within 3 months after the initial activation date.
Account closure
Alpian may request the return of the referral reward if you close your account within 6 months of account opening. This applies to both your account and the accounts of those who referred you.
Information sharing disclaimer
By participating in the Program, participants expressly acknowledge and agree that Alpian may share certain information related to the opening and activation of Alpian accounts with the Referrer. The information to be shared with the Referrer will only include confirmation that an account has been successfully opened and activated using the Referrer's unique referral code, and will not include any specific account details, personal financial information, or other confidential information.
Additionally, by referring a friend through the Program, the Referrer accepts and expressly consents that the referred person may be informed that the Client has an active Alpian account.
Participation in the referral program constitutes consent to this information sharing. Please note that all information sharing will be conducted in strict accordance with applicable Swiss and EEA laws and regulations, including but not limited to data protection and banking secrecy laws.
Limitation of liability
Alpian shall not be liable for any loss, damage, or injury resulting from participation in the Program or acceptance, possession, or use of any reward, except for liability that cannot be excluded by law.
Modification and termination
Alpian reserves the right to modify or terminate the Program at any time without notice, subject to compliance with applicable laws and regulations.
No correspondence
No correspondence will be entered into regarding the Program, the selection of recipients, or the awarding of rewards, except as expressly provided in these Terms.
Governing law
These Terms are governed by the laws of Switzerland, and any disputes arising out of or in connection with the Program shall be subject to the exclusive jurisdiction of the competent courts in Switzerland.
Contact information
For questions or concerns regarding the Program, please contact Alpian's marketing team: marketing@alpian.com
Final provisions
These Terms constitute the entire agreement between the parties regarding the Program and supersede any prior agreements or understandings. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.